Sellers: As we negotiate your deal, we'll not only work to get the optimal sales price, but we'll also campaign for reduced closing costs. And once we've arrived at an agreement, we'll explain in detail the closing costs so you are aware of exactly what you're paying for.
Buyers: When purchasing a home in Concord, you'll get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a suitable range so you're not shocked when you show up at the closing table. We'll be happy to look over the estimate with you, answering your questions and highlighting any estimates that seem unusual.
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